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Neutrogena Collagen Bank SPF 30 Facial Moisturizer.

Neutrogena Collagen Bank SPF 30 Facial Moisturizer
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Sunscreen
About this product

A lightweight chemical sunscreen moisturizer with SPF 30 designed to support collagen production using micropeptide technology, suitable for daily facial and neck use.

Full ingredients

Avobenzone (2.5%), Homosalate (6%), Octisalate (4.5%), Octocrylene (8%), Water, Silica, Caprylyl Methicone, Diisopropyl Adipate, Dimethicone, Potassium Cetyl Phosphate, Synthetic Beeswax, Benzyl Alcohol, Hydrolyzed Collagen, Acetyl Dipeptide-31 Amide, Tocopheryl Acetate, Jojoba Esters, Hydrolyzed Jojoba Esters, Caprylyl Glycol, Ethylhexylglycerin, Cetyl Dimethicone, Glyceryl Stearate, PEG-100 Stearate, Behenyl Alcohol, Xanthan Gum, Sodium Polyacrylate, Acrylates/​Dimethicone Copolymer, Dimethicone/​PEG-10/​15 Crosspolymer, Ethylhexyl Stearate, Chlorphenesin, Disodium EDTA, Trideceth-6, BHT

More from Neutrogena 66 products · Guru Score 91% →

Guru Score

69%

Mixed

7 experts · Moderate agreement

What the gurus are saying

This chemical sunscreen blends seamlessly without white cast or eye sting, and the micropeptides inside are small enough to absorb into skin and help support elasticity over time. Gurus praise the lightweight texture across all skin types, including sensitive and acne-prone. The main split: some dermatologists love the collagen-support angle and two-in-one convenience for morning routines, but one reviewer dislikes US-style sunscreen filters for their finish and irritation, and another cautions that the word collagen in the name oversells what topical peptides can actually do, they signal your body but don't replace lost collagen. Not water-resistant, so best for indoor or incidental sun exposure rather than active days.
Synthesized from 7 expert reviews · most recent take October 2026

What they liked

  • Lightweight, non-greasy texture
  • Micropeptides shown to improve skin elasticity
  • Combines moisturizer and SPF in one step

What they flagged

  • Uses older-style UV filters that can sting eyes
  • Pricey for the moisturizer formula alone

Best for

Type

SunscreenLotion

Key actives

Vitamin EPeptidesSPF

Formula notes

Fragrance-freeNo drying alcohol

Where to buy

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What the gurus are saying.

Every take we've logged from this product's reviews across YouTube. Click any row to watch the moment they said it.

All takes Yay takes Nay takes Mixed takes Hide sponsored
~Yay
"Neutrogena collagen bank has a SPF version and a non-SPF version. I would put the non-SPF version over your vitamin C serum where you get signaling peptides to tell your skin to make more collagen in the dermis [...] to help with firming and wrinkles. This is a nice hack to incorporate into your morning routine, especially if you can't tolerate retinoids at night time."
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"Late 30s and up, you can go with Neutrogena Collagen Bank with SPF 30."
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"I'm also introducing peptide moisturizers into my routine as someone in their late 30s. I started retinoid in my mid-20s which I say is a good time. Vitamin C serum early 30s. I would have started though late 20s and then now in my late 30s I say a peptide moisturizer is a perfect time. So either Neutrogena Collagen Bank"
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"Neutrogena's collagen bank SPF 30 is a nice product because you have micropeptide technology that will help boost collagen production. So you have two steps in one. You have the moisturizer and your SPF all in one step. Say you apply in the morning after a cleanser your vitamin C serum that will brighten your skin and plump your skin. Then follow up with a moisturizer with SPF to seal it all in and protect your skin for the day."
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"I'd rather have a peptide containing moisturizer with SPF than a retinol plus SPF. That doesn't make sense to me. One, you should not be reapplying that product and we should be reapplying sunscreen when you're outdoors. Retinol is actually best to use at bedtime because retinol can be quite unstable in sunlight. But even if they made it very stable, if you're reapplying that product because you should be reapplying SPF, you're going to cause irritation from your retinol plus retinol."
Dermatologist Reveals The Best Peptide Moisturizers of the Year
"I love that they're using micropeptide technology. Even though the word collagen is in it, people are like oh there's collagen in it that's not going to do anything, but it actually has the micropeptides in it to help with your pre-existing collagen and strengthen them, and then also help build new collagen, so it's a dual threat there. It's a nice convenient pump, comes out a little thicker, almost like frosting, very good for those with very dry skin."
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"You can go with Neutrogena's Polyagen Bank"
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"This one's new, it came out recently and I've been really enjoying using this because I like 2-in-1 skin care but this one's 3-in-1. You have a moisturizer with SPF but you also have peptides built in too, which is great. [...] Chemical UV filters but packed with your micro peptide technology to help increase collagen production. This one's an affordable option and comes out with a nice elegant finish. I'd say probably a more elegant finish than its sister Collagen Bank that is without SPF."
Fine Lines, Clogged Pores & Dandruff: What Dermatologists Really Recommend
"Neutrogena's collagen bank. We've talked about on the channel"
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"You can use something like Neutrogena Collagen Bank moisturizer with peptides. Especially if you're 30 and up, go right ahead and start incorporating peptides into your routine because peptides have been shown to be cell signalers and tell your fibroblast to make more collagen and thicken up that dermis, thus reducing fine lines and wrinkles. I like peptides in my routine morning and night in your 30s and up."
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"You can use the Collagen Bank by Neutrogena that has peptides in it. If you are mid-30s and up, go ahead and use a peptide containing moisturizer with SPF. I've really liked"
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"Neutrogena's Collagen Bank has peptides which are all cell signalers to increase collagen production and then also the OS1 peptide that you find in one skin products. There's a good facial sunscreen, facial moisturizer, and also a body moisturizer that you can use for crepey skin on the legs, the knees, and also on the neck."
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"If you want to use a peptide containing moisturizer, we don't have any studies behind that for helping with stria, but I can imagine it helping or doing something for our collagen. So say for example using Neutrogena Collagen Bank SPF 30 Facial Moisturizer."
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"Even though it has the word collagen in it, it's actually a peptide cream. It's actually filled with their peptide which is a cell signaler. Peptide moisturizers are great to add on to your routine, especially after a retinoid to help decrease irritation, but also boost your collagen, especially in your 30s as we start to lose collagen pretty fast. These cell signalers will tell your skin make more collagen."
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"Neutrogena has joined the party with their Collagen Bank moisturizer with SPF, and that's the other thing is moisturizer with SPF, which is very nice and popular now. I'm actually using that more often instead of a dedicated sunscreen in the wintertime when I'm not going out and getting sweaty like in the summertime. A nice moisturizer with SPF is so nice."
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"Neutrogena's collagen bank moisturizer, and they also have a nice lightweight sunscreen version of that."
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"If you have more mature skin and you want a moisturizer with SPF, I like Neutrogena Collagen Boost Moisturizer SPF 30 that has peptides to help increase collagen production by being a cell signaler. That's a nice option for those in their late 30s and up."
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"Neutrogena collagen bank has a SPF version and a non-SPF version. I would put the non-SPF version over your vitamin C serum where you get signaling peptides to tell your skin to make more collagen in the dermis [...] to help with firming and wrinkles. This is a nice hack to incorporate into your morning routine, especially if you can't tolerate retinoids at night time."
~Yay
"This one targets early collagen decline to help maintain the firmness and elasticity. It can help strengthen existing collagen and support new collagen production with clinically proven ingredients. It's super lightweight, not greasy formula. It's good for really any skin type, including the sensitive and acne-prone skin. It can be used daily as a facial moisturizer or your neck firming cream to help reduce those fine lines and improve skin texture."
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"This one targets early collagen decline to help maintain the firmness and elasticity. It can help strengthen existing collagen and support new collagen production with clinically proven ingredients. It's super lightweight, not greasy formula. It's good for really any skin type, including the sensitive and acne-prone skin. It can be used daily as a facial moisturizer or your neck firming cream to help reduce those fine lines and improve skin texture."
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"It strengthens the existing collagen and supports new collagen production with clinically proven ingredients. It's a super lightweight, non-greasy formula, making it ideal for any skin type including the most sensitive and acne-prone skin. You can use it as a daily facial moisturizer or neck firming cream to reduce those fine lines and improve skin texture. I love it for face and neck once or twice a day."
~Yay
"They have really good studies showing it increases elasticity and reduces wrinkles. So it's that collagen bank micropeptide, but it's actually not a collagen protein, so the name is a bit misleading, which is common."
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"Neutrogena Collagen Bank couples sunscreen [...] with micronized peptides, micropeptides that are shown to absorb better and be more effective. They're small enough to get into the skin so that [...] the peptide is actually working. They have some really cool internal studies that show that when somebody is using these products over time, that peptide actually helps with the elasticity of the skin."
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"I think the word collagen bank is doing a disservice to how much it's doing for the skin to support collagen and elastin in a way. But it is a phenomenal product for somebody who's looking for a moisturizer sunscreen duo with something that's going to do a little bit more. And in this case, it's that peptide. So you're going to get that protection. It's a very elegant chemical sunscreen, blends really well with the skin and a really good new addition to the armamentarium from Neutrogena."
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"This is in the line of modern sunscreens where it protects and treats. This is sunscreen plus peptides, so it protects and helps treat your collagen over time."
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"They have really good studies showing it increases elasticity and reduces wrinkles. So it's that collagen bank micropeptide, but it's actually not a collagen protein, so the name is a bit misleading, which is common."
~Nay
"The sunscreen is a US sunscreen. Uses old style filters, so it can be sold in US retail stores. And I just don't like US old style filters. I don't think they give a really nice finish on the skin. They sting your eyes. They irritate the skin. I don't, my skin doesn't deal well with old style US filters. I think there's new technology that works far better, gives better protection and a better experience."
~Nay
"I don't like when they use the word collagen in a product, especially one that just because it has collagen in it doesn't mean it will make collagen. I think people get confused by that, but that's all marketing."
~Yay
"A couple of years ago I discovered their collagen bank SPF 30 moisturizer and it remains one of my all-time favorites. People get hung up on collagen peptides and things, but no, they're not going to replace collagen, but they're very moisturizing. They have this micropeptide and they actually have some research, albeit it's industry research with human volunteers, not just cells in a dish, [...] showing objectively a reduction in wrinkles."
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"It does not have any white cast. [...] It's an everyday moisturizer with a good SPF in it. It does not burn or sting me at all. I don't get any tingling or irritation. I'm able to tolerate it around my eyes just fine without the burning eye thing. Despite it not being water resistant, it does not creep into my eyes and blur my vision, which is amazing because I have had that issue with many [...] Neutrogena sunscreens in the past, but I no longer have had that happen."
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"I love this sunscreen, too. [...] It's chemical, no white cast, didn't burn or sting around the eyes. Now, this is not water resistant, so it's not one you're going to want to use if you're going to be doing sport, but it's great for this time of year when you're mostly indoors. You need that UV protection for incidental exposures, which still happen and cumulatively throughout your lifetime contribute to skin aging and even skin cancer risk."
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"After watching you talk about Neutrogena collagen bank SPF 30 I went and bought it then I realized the yuca scored it zero out of 100"
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"I have continued using their Neutrogena Collagen Bank SPF 30 moisturizer. Love that. And it's got the micropeptide in it, so you don't necessarily need to use the vitamin C if you don't want to."
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"It's fine to use bakuchiol during the day. It doesn't make you sensitive to the sun. There is a little bit of data showing that it can improve the visible signs of skin aging. I don't think it's a useless ingredient."
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"But I have been using it for a long time now because I wanted to make sure I had used it a good amount of time before reviewing it for you guys. So far, no irritation. It hasn't turned a weird color. It's been good. And it's got that micropeptide that allegedly boosts collagen. They even did clinical studies on it which are published in Journal of Drugs and Dermatology. And it has polyhydroxy acid which is hydrating and good for the moisture barrier and gently exfoliates."
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"I have really liked it. I love the finish. It's not overly dewy and it dries down without being heavy or oppressive. Makeup goes on over it really well. It's not water resistant. It's more of your everyday moisturizer with sunscreen."
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"The collagen bank SPF moisturizer, it's good. It's really good and it's got that peptide in it as well. It doesn't have the ascorbic acid, but [...] if you're looking for something and you don't want niacinamide, Neutrogena often doesn't put it in. Not always, but often. So if you're sensitive to niacinamide, try them."
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"I really love it. It like all of these is fragrance-free. But what's unique about this collagen bank line, this micropeptide that they have been developing for the past 8 years as part of a dermatologist research and development program looking at this peptide for eczema and for skin aging. When it comes to peptides in skincare, there are so many peptides out there, it's hard to know if any of them do anything above and beyond moisturizing the skin."
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"A couple of years ago I discovered their collagen bank SPF 30 moisturizer and it remains one of my all-time favorites. People get hung up on collagen peptides and things, but no, they're not going to replace collagen, but they're very moisturizing. They have this micropeptide and they actually have some research, albeit it's industry research with human volunteers, not just cells in a dish, [...] showing objectively a reduction in wrinkles."
~Yay
"This is a chemical sunscreen, so it's not going to leave a white cast. I appreciate that it doesn't gunk up in the facial hair, and it doesn't have that strong sunscreen smell either."
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"We've talked about the Neutrogena Collagen Bank line before. It's a line of facial products, they have a vitamin C, a sunscreen, and a moisturizer. These products help to preserve the collagen in your skin using micropeptides or nanopeptides that signal your body to make more collagen, and they make a collagen bank SPF, so you're getting the minimum requirement of SPF 30 on the skin, which helps protect you from basal cell, squamous cell, and even some melanomas."
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"This is a chemical sunscreen, so it's not going to leave a white cast. I appreciate that it doesn't gunk up in the facial hair, and it doesn't have that strong sunscreen smell either."
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"They're really designed as a preventative treatment for people in their early twenties. The morning product has sunscreen and the evening one is a good moisturizer with bakuchiol. If you're not quite ready for Botox injections, I think the collagen bank AM and PM treatments from Neutrogena are really good and quite affordable options."
Neutrogena Collagen Bank: Dermatologist Verdict
"I used it and it definitely moisturizes, it felt pretty lightweight on the skin, and I don't see any white cast on me. When I rubbed it into my beard it did clump up just a little bit, but it went away completely once rubbed in. At $22.99 it's a pretty decent price, though it's a little more expensive than the Hydro Boost line. [...] Overall I do like the Collagen Bank SPF moisturizer, and I think the sunscreen is the real star here because UV exposure is what really destroys your collagen."

What the evidence says.

Independent of what the gurus think, this is what the published research supports about the main active ingredients here.

Sunscreen filters

Sun protection is the best evidenced way to slow visible ageing, and the filters are what does the work. Mineral and chemical filters both protect when a product is applied thickly enough and often enough, which is where most people fall short rather than on the choice of filter.

Source: DermNet

Vitamin E

Vitamin E is an antioxidant, and it is often in a formula to keep the other ingredients stable rather than as the active itself. It pairs well with vitamin C, though on its own the evidence for visible change is limited.

Source: NIH, National Library of Medicine

Frequently asked.

What is Neutrogena Collagen Bank SPF 30 Facial Moisturizer?

A lightweight chemical sunscreen moisturizer with SPF 30 designed to support collagen production using micropeptide technology, suitable for daily facial and neck use.

Is Neutrogena Collagen Bank SPF 30 Facial Moisturizer worth it?

The gurus are split. 5 of the 7 gurus give it their stamp of approval while 2 would skip it, which lands it in the middle at a Guru Score of 69%.

What is Neutrogena Collagen Bank SPF 30 Facial Moisturizer's Guru Score?

Neutrogena Collagen Bank SPF 30 Facial Moisturizer holds a Guru Score of 69%. That is our read on how warmly the experts talk about it, based on the verdicts of 7 expert reviewers we have collected. At least one expert has named it a Top Pick in its category.

Who is Neutrogena Collagen Bank SPF 30 Facial Moisturizer best for?

Neutrogena Collagen Bank SPF 30 Facial Moisturizer is generally suited to mature skin.

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